Question 1

What is Cobia?

Accepted Answer

Cobia is a sports and prediction-market analysis tool. It tracks results-proven smart-money wallets and insider consensus on Polymarket, line-shops Polymarket vs Vegas vs Kalshi for positive expected value, scores picks with a learned meta-model (cobia_score), and grades every pick in public against the real outcome. It is analysis and signal, not a sportsbook, and non-custodial.

Question 2

Is Cobia a sportsbook?

Accepted Answer

No. Cobia is an analysis and signal tool, not a sportsbook, and it is non-custodial — it never holds your funds. It shows where proven smart money is positioned and where there is positive expected value; you place any bets yourself.

Question 3

How does Cobia prove its track record?

Accepted Answer

Every Cobia pick is graded in public against the resolved outcome — over 2,000 resolved with no deleted losers — so the record is auditable rather than screenshotted. Picks are posted before the line moves and scored win or loss.

Question 4

Is there a free version of Cobia?

Accepted Answer

Yes. Cobia offers a free daily pick with no credit card required, plus premium tiers for full access to smart-money signals, the cross-venue line-shop board, and the Sports Terminal.

Cobia — Verified Smart-Money Picks on Polymarket