Cobia's verified College Football record is 83.3% (20-4) across 24 publicly graded picks at a 86¢ average entry — about -614 in Vegas moneyline terms — for -4.7% ROI (95% CI on hit rate 64.1–93.3%). Every pick is timestamped and graded against the settled outcome — losers included.
95% confidence interval on the hit rate: 64.1–93.3%. Breakeven is the entry price — a high hit rate on expensive favorites can still lose money, so ROI is shown beside it. Every College Football pick is timestamped at entry and graded against the settled outcome, losers included.